We Offer Business Loans
Business Loans
These loans are aimed at giving working capital for small and medium enterprises with a maximum loan amount of US$5,000.00 for first time clients.
Requirements
- Application letter stating the loan amount required , purpose of funds , source of repayment and required or expected terms
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Proof of income 3 months bank statement or sales book
- Copy of id and proof of residences for directors
Original copies of security to be used as collateral.
Detailed company profile (including Memo & Articles , CR 6 , CR 14 ,Certificate of Incorporation , Tax Clearance Certificate)
FAQ
. What is Trebox Finance?
Trebox Finance is a registered money lender duly licenced by the reserve Bank of Zimbabwe. Established in 2018, the institution serves as a diverse clientele ranging from individuals, informal traders to Micro, Small Medium Enterprises seeking short term financial support. Trebox complis with all national regulatory frameworks and maintains high ethical and operational standards
Where is Trebox Finance located?
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Where is Trebox Finance located?
Our offices are located in Contact Details :
Harare
Suite 103, First Floor Club Chambers Building Corner Third Street and Nelson Mandela Avenue
 Bulawayo
Suite 303, Yorkhouse Building Corner Eighth Avenue and Herbert Chitepo
serving clients nationwide. You can also reach us online or via our WhatsApp service for inquiries 0775202355/ 0786169094, 0772520855/ 0774962196
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How long does it take to get loan approval?
Loan processing typically takes 24 to 72 hours, depending on the completeness of your documents and verification process.
Can I apply for a loan if I’m self-employed or a vendor?
Yes! We support small business owners and vendors. You’ll need to provide collateral.
How much can I borrow?
Loan amounts depend on your income and credit profile. Typically, Trebox loans range from US$50 to US$5,000.
What are your interest rates?
Our interest rates are competitive and transparent, starting from 10% per month, depending on the loan type and duration.
What happens if I miss a repayment?
Late repayments may attract a small penalty fee and affect your credit record. We encourage clients to communicate early if facing financial difficulties — we can assist with flexible repayment options.
What should I do if I suspect fraud or a fake Trebox agent?
Trebox will never ask for money before loan approval. Verify all agents and transactions through our official contacts before sending any funds.
Who can apply for a loan with Trebox Finance?
Any Zimbabwean citizen aged 18 years and above, with a valid ID and proof of income, can apply for a loan. We serve both individuals and small to medium enterprises (SMEs).
How do I apply for a loan?
To apply, you need:
- A valid National ID or Passport
- Proof of residence (utility bill, lease agreement, or affidavit)
- Proof of income (pay slip, bank statement, or business records)
- Guarantor information (if required for your loan type)
Do I need collateral to get a loan?
Not always. Trebox offers loans to those who earn through SSB and Pensioners, these don’t require collateral. Collateral is needed for the private sector employees
What types of loans does Trebox Finance offer?
We offer:
- Personal Loans – for emergencies and personal needs
- Business Loans – for SMEs, startups, and entrepreneurs
- Salary-Based Loans – for formally employed clients
- Group Loans – for community or cooperative groups
- Asset Financing – for purchasing equipment, vehicles, or tools
. How do I repay my loan?
You can repay through:
- EcoCash
- Bank transfer
- Cash deposit at any Trebox branch
- Direct salary deduction (for salary-based loans)
Can I repay my loan early?
Yes! You can settle your loan before the due date with no penalties. In fact, early repayment may improve your credit standing with Trebox
Can I reapply for another loan after finishing one?
Yes! Once you’ve completed your loan and repayment successfully, you become eligible for a top-up loan or a higher limit on your next application.
Need help or ready to apply?
Reach out to Trebox Finance today — our team is here to guide you through every step. Whether you’re in Harare, Bulawayo, or beyond, we’re just a call or message away.
HOURS
- Mon-Fri 8:00AM - 5:00PM
- Sat 8:00AM - 12:00PM